Frequently Asked Questions

Yes! We offer competitive 0% down financing options for qualified buyers. Our financing programs are designed to make it easy to get into your dream truck with minimal upfront costs. Approved customers can drive home the same day with minimal documentation. Visit our pre-approval page to check your eligibility.

Absolutely! We work with specialized lenders who consider applicants with bad credit, previous bankruptcy, or foreclosure. Your credit score is just one factor in our approval process. We focus on your income and employment history. Apply online for a free pre-approval or call (813) 464-9023 to discuss your situation.

Most approvals take 5-15 minutes for our online pre-approval. Full financing approval typically takes 1-2 hours once you've selected your truck. We process applications during business hours (Monday-Friday 8am-6pm, Saturday 9am-3pm, Sunday by appointment only). Some approvals can be completed same-day, allowing you to drive home that day.

Typically, you'll need:

• Valid photo ID
• Proof of income (recent pay stubs or tax returns)
• Proof of residence (utility bill or bank statement)
• Proof of employment (verification letter)

For self-employed individuals, we may request 2 years of tax returns. Having these documents ready speeds up the approval process significantly.

Our financing terms range from 36 to 84 months depending on your approval and preference. Interest rates vary based on credit score, down payment, loan term, and vehicle choice. Current rates are highly competitive. We recommend getting a pre-approval quote to see your specific rates and terms. Contact us at (813) 464-9023 for details.

Yes, we accept trade-ins on any vehicle make and model. We'll provide a fair market value estimate for your vehicle, which can be applied toward your new truck purchase. Bring your vehicle's title and keys for a quick appraisal. Trade-in value can be applied immediately to reduce your financing amount or as a down payment.

Not necessarily. Many customers qualify on their own. A cosigner may help if you have limited credit history, low income, or poor credit. If a cosigner would strengthen your application, we can include them in the process. Call us to discuss whether a cosigner would help your specific situation at (813) 464-9023.

No! Most of our financing options have zero prepayment penalties. You can pay off your loan early without any extra charges. This is a great way to save on interest if your financial situation improves. Ask your finance specialist about prepayment terms during your purchase.

Yes, comprehensive and collision insurance is required for all financed vehicles per lender requirements. We recommend maintaining full coverage to protect your investment. Insurance costs vary based on the truck model, your driving history, and chosen coverage levels. Insurance is typically not included in your monthly payment.

We stock a wide selection of Ford F-250, F-350, Chevy 2500/3500, GMC 2500/3500, and RAM 2500/3500 trucks in various conditions and price ranges. Our inventory changes regularly as new trucks arrive. View our current inventory online or call (813) 464-9023. You can also request a specific truck and we'll help locate it.

Absolutely! We specialize in custom builds. Whether you want specific lift heights, wheel sizes, colors, or features, we can help. The process starts with a consultation where we understand your vision and budget. We'll source the truck and parts, then handle full installation. Custom builds typically take 2-6 weeks depending on parts availability and complexity.

Visit our inventory page or call (813) 464-9023 to discuss your requirements with our specialists. We'll locate the exact truck you want and can arrange delivery. Many special orders can be completed within 2-4 weeks. A deposit is typically required to secure a special order.

Our inventory is updated daily as new trucks arrive and existing trucks sell. Check our website frequently or subscribe to inventory alerts to stay updated on new arrivals matching your preferences. New trucks typically arrive 3-5 times per week.

No! We specialize in all major superduty truck brands:

• Ford F-Series (F-250, F-350)
• Chevrolet Silverado 2500/3500
• GMC Sierra 2500/3500
• RAM 2500/3500

Each brand has loyal customers and unique strengths. We can help you compare and choose the best fit for your needs.

Several factors affect truck pricing:

• Condition and mileage
• Included upgrades (wheels, lift kits, tires)
• Market demand
• Customization work already completed

We price competitively and our trucks are typically priced below market due to rebuilt titles. Third-party warranties are available for purchase if desired. Contact us for a price check on any truck you're interested in.

Our trucks are inspected before sale, but most carry rebuilt titles as we source from auctions. Vehicles are sold as-is. We provide full transparency about each vehicle's history and condition. If you want warranty coverage, we can help you purchase one through a third-party provider. Call us at (813) 464-9023 to learn more about a specific truck.

Absolutely! We encourage test drives for all interested customers. You'll need a valid driver's license and proof of insurance. Visit us during business hours or call (813) 464-9023 to schedule a test drive at your convenience. We also offer delivery tests and can accommodate same-day appointments.

We install a variety of lift kit options:

• Spacer kits: Affordable, 1-3 inches
• Bolt-on lifts: 3-6 inches, improved suspension
• Coilover systems: Adjustable, 6-12+ inches for serious custom builds

We work with top brands like BDS, Rough Country, Bilstein, and Fox. Our specialists will recommend the best option for your truck and driving style. Visit our services page to learn more.

Installation time depends on kit complexity:

• Spacer kits: 2-4 hours
• Bolt-on lifts: 4-8 hours
• Full coilover systems: 8-16 hours

Some installations require additional alignment work (2-3 hours extra). We'll provide a time estimate when you schedule service. Most lifts can be completed within 1-2 business days.

All lift kit components come with manufacturer warranties (typically 3-5 years depending on brand). Our installation workmanship is guaranteed for 2 years. We stand behind our work and will address any issues that arise from proper installation. Warranty coverage details are provided with your service invoice.

Yes! We offer a huge selection of custom wheels from brands like Fuel, Method, Moto Metal, Redwood, and others. Wheel and tire installation is quick (1-2 hours for a full set). We'll help you choose wheels that complement your lift kit and truck style. Pricing ranges from budget-friendly to premium custom options.

We strongly recommend a professional alignment after lift installation to ensure proper tire wear and handling. While alignment isn't always included, we offer competitive pricing (typically $150-250). A proper 4-wheel alignment takes 1-2 hours and ensures your truck handles and performs optimally.

Yes! We install tonneau covers and various bed cover options including hard covers, soft roll-ups, and tonneau covers. These protect your truck bed contents, improve fuel economy, and enhance appearance. Installation typically takes 2-4 hours. We'll help you choose the right cover for your truck bed size and needs.

Beyond lift kits and wheels, we offer:

• Suspension upgrades and tuning
• Vehicle alignment and diagnostics
• Performance exhaust systems
• Running boards and nerf bars
• LED lighting upgrades
• Towing packages and accessories
• General truck maintenance and repairs

View our complete services menu or ask about custom projects.

LR Wheels N Lifts
6923 W Hillsborough Ave
Tampa, FL 33634

We're conveniently located for customers throughout the Tampa Bay area including St. Petersburg, Clearwater, Brandon, and Wesley Chapel. Get directions or contact us to plan your visit.

Monday - Friday: 8am - 6pm EST
Saturday: 9am - 3pm EST
Sunday: By Appointment Only

Call (813) 464-9023 to schedule an appointment or check vehicle availability before visiting. Holiday hours may vary.

You can reach us through multiple channels:

• Phone: (813) 464-9023
• Email: Use our contact form
• Address: 6923 W Hillsborough Ave, Tampa, FL 33634
• Hours: Mon-Fri 8am-6pm, Sat 9am-3pm, Sun by appointment

We respond to all inquiries within 1 business hour during business hours. For financing questions, our specialists are available 7 days a week.

Yes! We offer delivery within the Tampa Bay area and surrounding regions. For vehicles purchased from inventory, we can often deliver within 1-3 business days. Special orders and custom builds may have longer delivery timeframes. Call us at (813) 464-9023 to discuss delivery options and pricing.

Getting pre-approved is quick and easy! Visit our pre-approval page to submit your application online. The process takes about 5-15 minutes. You can also call (813) 464-9023 to apply over the phone with one of our financing specialists. You'll receive your approval status within minutes.

We accept multiple payment methods including:

• Cash
• Cashier's checks
• Credit and debit cards
• Bank transfers
• Financing (via approved lenders)

For large purchases, we recommend financing. Ask about our preferred lender network for the best rates.

Our vehicles are sold as-is. However, we can help you purchase an extended warranty through a third-party provider if you want additional coverage and peace of mind. These third-party warranties typically cover major mechanical components and can be customized based on your needs. Ask our team about available warranty options when you purchase.